No. 3: “Breakfast Blunder!”
The registered owner of the vehicle opened a total theft claim with her MPI adjuster after police found her vehicle badly damaged. She reported she had given her vehicle to her son, who told MPI staff he had gone for breakfast with his brother at a downtown hotel. The son, 45, claimed that after breakfast he went to the washroom while his brother also left their table to play VLTs.
The son presumed an opportunistic thief must have taken the vehicle keys out of his unattended sweater which had been left on a chair.
The man’s story quickly unravelled when hotel staff confirmed the restaurant hadn’t served breakfast in a number of years and the brother stated he hadn’t seen his brother in over nine months.
MPI subsequently filed a Statement of Claim for repayment of the $22,800 already paid.
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