No. 4: “Vehicle surfer”
A man claimed he was an innocent victim of auto theft and suffered several injuries while trying to prevent it. He opened a bodily injury claim with MPI, which, if approved, he would have received income replacement payments.
The 34-year-old man told MPI he had hired a driver for his car and while out running errands the windshield wipers were not working properly. The man said after he exited the vehicle to fix the wipers, his driver began to drive away. The vehicle owner said he managed to scramble on top of the trunk and during the frenzied drive was forced to smash in the back window to try and unsuccessfully gain entry. The vehicle eventually crashed, throwing the man onto the pavement, resulting in several injuries.
The man’s story quickly unravelled when a number of witnesses approached police at the crash scene and said they had seen a man standing on the top of the speeding vehicle, “hooting,” “hollering, “waving his arms,” and, “laughing.” They said the man was likely car surfing.
Based on the witness and police reports – the vehicle crashed into a parked vehicle. MPI denied the claim, stating the man’s injuries were the result of his careless and wilful actions.
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