No. 4: ‘An Unlicensed Friend’


The Winnipeg man told his Manitoba Public Insurance adjuster that his vehicle had been stolen after it was found badly damaged.

But in an interview with Winnipeg police, the vehicle owner said he had given his vehicle to a friend, who admitted he had been involved in two collisions. The man also admitted he had no driver’s licence ─ which was known by the vehicle owner. Winnipeg police would then share that information with Manitoba Public Insurance investigators.

Due to knowingly giving his vehicle to an unlicenced driver, the vehicle owner’s theft claim was denied ─ a saving of $34,000 to Manitoba Public Insurance and its customers.